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There are so many questions that patients have with regards to their personal health insurance benefits when scheduling their initial appointment. We are providers for the insurance companies shown below; however, there are many different individual plans that you can choose or that your employer has chosen for you. This makes it difficult to explain over the phone whether or not you have chiropractic coverage for services rendered at Scott Family Chiropractic.
We will contact your insurance company as a courtesy for you while you are here in our office. We highly recommend for you to be familiar with your policy and benefits prior to your initial visit. It is crucial for you to bring your most current insurance card to your first visit.
Most patients with chiropractic coverage have a co-payment which is due at the time of service, and possibly an annual deductible that has to be met. These amounts are pre-determinded by your insurance company and is an agreement between you (the patient) and your insurance company.
Scott Family Chiropractic is a provider for the following major insurance companies:
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-Aetna
-American Specialty Health Network (ASHN, Need Authorization)
-Banner Health
-Blue Cross Blue Shield
-First Health
-Humana
-Landmark (Need Authorization)
-Medicare
-Pacificare
-Secure Horizons
-Guardian (Need Authorization)
-Private Health Care Systems (PHCS)
-Great West (Goes through ACN)
-United Health Care (Some plans go through ACN)
-Sloans Lake Managed Care (SLMC)
-Kaiser
-American Chiropractic Network (ACN)
-Cigna
-Corvel
-Mountain States Affiliates (MMA)
Managed Health Care Networks:
-ACN
-Columbine
-Capstone
-Corvel
-SLMC
-MMA
-PHCS
We glady accept all health insurances that allow Chiropractic benefits under your policy. However, Colorado Medicaid and Military Insurance does not cover Chiropractic.
Automobile Insurance: On July 1, 2003 state law in Colorado reformed drastically. Colorado is now a TORT state (Fault), previously a PIP state. (No-Fault). Our office is committed to educating our patients on the ever-changing state laws. Medical Payments Coverage (Med-Pay) currently is an OPTIONAL extension of coverage on one's auto policy. It is incredibly dangerous to be driving without this coverage. Med-Pay covers each individual in your vehicle if you were to be involved in a motor vehicle accident, regardless of fault. If you are involved in an accident and the other driver is deemed at fault, their insurance company is liable for you and your passengers. However, settlemet and litigation can take months, even years. A possible worse case scenario is that the other driver may not be insured. Having Med-Pay ensures that you and your passengers can receive excellent, quality care and your medical bills are paid within a timely manner, versus waiting and possibly paying for services renered out of pocket. If you have questions, please contact our staff. We are here to protect you! Here is a flow chart to explain what to do if you are involved in a car accident in the state of Colorado.
Worker's Compensation: Our office is here for your and your employees. Dealing with a Worker's Compensation (Work Comp) injury can be a confusing and frustrating process. It is critical that if your are injured on the job to contact your employer immediately to create an injury claim. It is a requirement to have prior authorization to seek chiropractic services. Authorization is given by your Primary Care Physician. Feel free to contact our staff with any questions regarding Worker's Compensation
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